Retiring in the next few years

If you intend to retire in the next 5 to 10 years, may wish to review your retirement and pension plans,

Avoiding 'stock market' falls in the run-up to retirement

If you have a personal or stakeholder pension, it is important to ensure the underlying funds in which your pension is invested are suitable in the run-up to retirement. If your the value of your pension fund fell just before you took the benefits, there may be little or no time remaining for it to recover.

By switching into a more secure fund, this risk can be reduced or avoided. Some pensions have an automatic 'disinvestment' facility, so the funds are switched over a period, into 'lower risk' funds. 

If you are in the 'run up' to retirement, we offer expert advice to help you maximise your pension.

UK pensions - summary | A-Day 2006 pension changes | annuities | state pensions | pension glossary

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A pension is a long term investment. The fund value may fluctuate and can go down.

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David Jones is the principal of North Wales Independent Advice, an appointed representative of TenetConnect Services Ltd, which is authorised and regulated by The Financial Services Authority.
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