Welcome to North Wales Independent Advice

Cartoon of a family.  Caption: "Protecting what matters in life."

Help and expert advice on:

You've got life cover to pay-off the mortgage.  Is that enough?  See: Geraldine's Story

Have you considered income protection or critical illness cover?  See: Mike's Story

Independent Advice:

I am an independent financial adviser based in Wrexham. 

I am not tied or restricted to any one company or group of companies.

No Fee Insurance Advice and No Fee Mortgage Advice Option:

As an independent adviser, I offer you a choice of paying by fee or commission.  This means you can have independent insurance advice, including independent mortgage advice, without having to pay a fee at all.  (If you require investment advice, as an independent adviser, I offer a fee option.)

There is no obligation whatsoever to buy any product or service.  You receive exactly the same high standard of service (see testimonials from my clients) regardless of your choice of payment method.

(As an independent financial adviser, I also offer a fee option for mortgage advice.  If you choose to pay a fee, a fee of 1% of the loan amount is payable on completion; for example, on a loan amount of £50,000 the fee would be £500.  I will refund any commission received from the lender to you.)

However, for the avoidance of doubt, you do NOT have to pay any fee whatsoever.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Serving Wrexham, Chester and North Wales

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. North Wales Independent Advice is an appointed representative of TenetConnect Services Limited, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643. Principal: David Jones

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