Have You Stopped Smoking?

Cigarette snapped with pin on calendar date

If you took out life insurance when you were a smoker, and have since stopped, I can almost certainly get you much cheaper cover.

Life insurance, critical illness insurance and income protection cover are all generally much cheaper for non-smokers.

Providing it’s at least 12 months since you last used any nicotine-related products, including electronic cigarettes, patches, gum, etc., you’d now qualify, with most insurers, for lower-cost non-smoking premiums.

To see how much you might save, contact me for a quick quote or for fee-free independent advice on a no-obligation basis.

Please note, it is very important that you do not cancel any existing cover until a review has been completed and if necessary, a new policy set up.

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What do our clients think?

After seeing Dave this morning he was very helpful in explaining in detail the best options for me regarding mortgage and life insurance advice, I did not feel pressured into agreeing to anything. He was easy to talk to and the advice given was practical and and all options were explored within the situation I am in. I would highly recommend using his service and look forward to meeting with him again to finalise my options. Thank you very much Dave!!

Miss Sara C., Hawarden

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